Smart credit cards offer improved security for merchants and customers alike, but they could still lead to big fines for merchants who don’t properly upgrade their terminals to be able to process the new chip-based cards. How could that be, and what can you, as a small business owner, do about it? Payment Depot, a discount priced credit card processing company, created this helpful infographic to help business owners understand how the new smart card technology works, why new terminals are needed, and what kinds of penalties companies like VISA and Mastercard could hit you with if you don’t upgrade and happen to process a fraudulent transaction. Using simple examples and useful images, this visual guide can turn any merchant from a credit card novice to a certified expert in a matter of minutes! So pull up your seat, take a gander, and learn how you can turn the smart card revolution into good news for your business.